Belgium

In Belgium, debt advice is provided by municipalities, NGOs and lawyers. It is regulated nationally and it is financed predominantly by the Energy Fund (consumers’ energy bill…

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Luxembourg

DEBT ADVICE IN LUXEMBOURG Ligue médico-sociale offers spezialised debt advice since July 1993 through the Service d'information et de conseil en matière de surendettement (SICS), an overindebtedness…

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Sweden

Budget and debt counselling Every municipality in Sweden shall provide budget and debt counselling to people in debt according to the Social Services Act [Socialtjänstlagen] Chapter 5,…

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Portugal

Portugal With regard to public provision and that of non-profit organisations, debt counselling in Portugal remains a fragmented and limited system. According to the type of intervention…

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Webinar February 15, 2023

Save the date: February 15, 2023Webinar:Professional Qualification of debt counselorWebinars from 10:00 - 10:45, 11:00 - 11:45, 14:00 - 14:45 CETInes Moers (BAG-SB), Pauline Dujardin (Cresus) and…

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Webinar January 18, 2023

Save the date: January 18, 2023Webinar:Legal Framework for Debt Advice in Germany, France, Netherlands and IrelandWebinars from 10:00-10:45, 11:00-11:45, 13:00-13:45, 14:00-14:45 CETLearning from good practice examplesThe legal…

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