2023
Webinar Wednesday 10 May, 2023 – Target Groups for Debt Advice
Save the date: Wednesday 10 May 2023 Webinar: Target Groups for Debt Advice Invited national experts from Germany, Finland, and Malta will speak on the
May 9, 2023
THE EUROPEAN CONSUMER DEBT NETWORK
Fighting over-indebtedness since 2007
The ECDN is short for European Consumer Debt Network. The ECDN represents our member organizations, and citizens of Europe, on the European policy level. We are in close contact with various European stakeholders to advance the interests of our members and EU citizens, both on a national and international level as well as yours as a consumer.
The ECDN is built on the experiences, expertise and activities of key actors within the fields of debt counseling and debt. The ECDN has 41 members, all working together to fight over-indebtedness and financial exclusion. The members consist of debt advice service organisations, consumer rights organisations, educational organisations, consumer agencies, and research institutes from 18 European countries. Our members help over-indebted households to resolve their debts and restore their financial balance through coaching, advice, debt prevention, and negotiations between the over-indebted household and the household’s creditors. The members promote financial health and help maintain the stability of our economy. However, each actor cannot fight over-indebtedness and financial exclusion on their own. To do so, we must work together to create visible changes on the European Policy level, which is the purpose of the ECDN.
Latest news
Here you will be able to find all of the latest news, not only within the ECDN but also other relevant news regarding the area of debt from around Europe. Under News you can find our older news as well as speak among older news. We also invite you to share relevant national and international news for the ECDN to disseminate, through our contact form for the Coordination office. Looking forward to hearing from you!.
2023
PEPPI Conference Malta 2023 Recordings
ECDN was delighted to host the first PEPPI conference on 23 March in Malta, which was opened by Justice Commissioner Didier Reynders and Malta’s Minister
April 18, 2023
2023
The 2023 Spring Newsletter
In this edition: PEPPI conference on 23 March 2023 in Malta PEPPI webinars New ECDN Members Read more in our Spring 2023 Newsletter.
March 31, 2023
2023
Webinar Wednesday 19 April, 2023 – Funding Debt Advice Services
Save the date: Wednesday 19 April 2023 Webinar: Funding Debt Advice Services Invited national experts from Germany, France, Austria and Finland will speak on the
March 31, 2023
2023
Webinar Wednesday 15 March, 2023 – Different Approaches in Debt Advice
Save the date: Wednesday 15 March 2023 Webinar: Different Approaches in Debt Advice Invited national experts from Switzerland, Ireland and Croatia will speak on the
March 1, 2023
2023
ECDN fact sheet – Situation of over-indebtedness at the beginning of 2023
Germany The financial situation of the population in Germany has deteriorated. Twenty-two per cent of people define their financial situation as ‘bad’ or ‘very bad’.
February 16, 2023
2023
ECDN General Assembly and European Conference – March 2023
March 22 -23, 2023 ECDN General Assembly and European Conference AGM, March 22nd , 9:00 – 13:00 CET European Conference, March 23rd, 9:00 -17:00 CET
December 18, 2022
Our Work
The ECDN works to fight over-indebtedness and financial exclusion in several ways. Among other things, we develop our members’ potential, both in their interaction with over-indebted households and as organisations of dedicated professionals. We also provide a platform for capacity development and knowledge exchange, which creates a framework for cooperating with other stakeholders. Furthermore, we work to develop and improve financial literacy and education among European citizens, which you can read much more about below.
Counseling
To fight indebtedness, there is an urgent need for debt advice and counseling initiatives in most of Europe. This page will give you a brief insight to the current debt advice services within different EU countries, while also providing information about significant organisations’ work within the field.
Consumers
The reason that the ECDN exists is for the sake of the consumers. We strive to protect the consumers and your rights on a national and international level. Therefore, our main interest at the ECDN is to keep the consumer as our focal point. Read more about our initiatives toward consumer rights here.
Education
Financial literacy has proven to be one of the main contributors to the fight against over-indebtedness. Therefore, the dissemination of financial literacy is crucial in serving the overall purpose for understanding and managing (your) debt - something we in the ECDN have a big focus on, both on an European as well as on national levels. Not only towards consumers but also others working with over indebted consumers.
Members
The ECDN members are the overall foundation of the organization. Therefore, we always welcome new members to the ECDN family. You can meet our current members here.
Research
The fight against over-indebtedness is highly dependent on the ongoing research within the sector. The society is under constant development and new struggles and solutions are arising. Therefore, ongoing research is important as it converts into practical actions and measures.
Partnership
Our partnerships help us gain valuable knowledge, which can create better measures against over-indebtedness both nationally and internationaly. At the ECDN, we believe that bridge building can help serve an overall societal purpose. Read more about our current partners and how to become an partner.
Tool box
Due to the complicated nature of debt, we believe that the development of new initiatives and the maintenance of existing initiatives are contingent on the knowledge sharing across countries,. We believe that the sharing of tools and methods will optimize the way we all fight over-indebtedness. Knowledge sharing as well as sharing tools among experts, and is one of the greatest contributors to the fight against over-indebtedness.
Coordination
Our Coordination office is the fundament in the coordination of our work on both a national and European level as well as the drive behind our organisation.