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legal framework

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Webinar, October 26, 2023

Return of Investment (RoI) in Debt Advice Services

Return of Investment (RoI) in Debt Advice Services

Francesco Gaetano
Policy Officer of the European Commission
DG JUST B1 – Consumer Policy

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https://usercontent.one/wp/ecdn.eu/wp-content/uploads/2023/10/PEPPI-Webinar-Series-Francesco-Gaetano-RoI-26-October-2023.pdf?media=1673368772

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Webinar, October 19, 2023

The new Consumer Credit Directive

Directive on credit agreements for consumers repealing and replacing Directive 2008/48/EC

 

The new Consumer Credit Directive

Elena Brolis, Team Leader
Francesco Gaetano, Policy Officer
JUST B1 Consumer Policy and Sustainability
European Commission

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https://usercontent.one/wp/ecdn.eu/wp-content/uploads/2023/10/PEPPI-Webinar-Series-Brolis-Gaetano-The-new-Consumer-Credit-Directive-18-October-2023.pdf?media=1673368772

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Webinar, January 18, 2023

Legal Framework for Debt Advice in Germany, France, Netherlands and Ireland

Learning from good practice examples

The legal framework for the conduction of debt advice is very different in EU member states. The legal basis in Germany, France, Netherlands and Ireland is presented with pro’s and con’s.

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Legal framework for debt advice in Ireland

Gwen 
Harris,
 North Dublin, MABS

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https://usercontent.one/wp/ecdn.eu/wp-content/uploads/2023/03/PEPPI-Webinar-Series-Presentation-Gwen-Harris-MABS-18-January-2023.pdf?media=1673368772

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Legal framework

1. General and special law obligations

  • civil law and contract law invalidation, inefficiency, immorality and usury, interest, default and default interest, limitation: deadlines, inhibition, forfeiture, succession, inheriting, revocation, termination, distance selling law,
  • consumer law: consumer rights, creditor obligations, the maximum range of costs,
  • family law: alimony,
  • criminal law: fraud, stalking by creditors,
  • incapacitation fully/partial,
  • Actio Pauliana

2. Civil procedure

  • fast procedure through payment order,
  • standard court procedure,
  • appeal procedure,
  • enforcement order,
  • Legal regulation of execution, duties and powers,
  • security interests of public and state creditors, priority of alimony debts,
  • types of execution for monetary and non- monetary claims,
  • foreclosure protection: counter- enforcement action, minimum salary, limited seizure of pension and account, basic account,
  • submission of property information, asset information,
  • Legal possibilities to pay the debt by instalments,
  • procedure of the eviction,
  • Interruption and termination of execution procedure.

This might include key aspects of national and European law regulations.

Co-Funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or EISMEA. Neither the European Union nor the granting authority can be held responsible for them.