TOOL BOX

In order to achieve our aim of fighting over-indebtedness, it is important that debt advice organisations, companies and associations have the right tools to ensure that debtors receive high quality guidance and help. We all do our best to give our clients the help they deserve in order to live a life free from over-indebtedness and the consequences that follow. We created this toolbox to give you the tools you need.

TOOLBOX TO COMBAT OVER – INDEBTEDNESS

In Europe, many organizations provide useful tools for managing personal finances and run inspiring educational projects.
Here you will find different tools developed by debt advice organisations and companies across Europe.

AUSTRIA

Materials for teachers – lesson plans Since 2008 SCHULDNERHILFE OÖ...

Belgium

Observatoire du Crédit et de l’Endettement (OCE) – Prevention of...

FINLAND

The Guarantees Foundation’s budgeting tool: Penno, Manage Your Money web...

FRANCE

Dilemme The innovative financial and budgetary education program for all....

Germany

BAG-SB Umbrella organisation of German debt advisors https://www.meine-schulden.de/ Germany/ non-profit...

ICELAND

“The first steps in finance” – the textbook discusses the fundamentals...

IRELAND

Debt and budgeting tools MABS Money Tools https://mabs.ie/money-tools/ MABS money...

LUXEMBOURG

Over-indebtness information and advice service/ Informations und beratungsservice bei ueberschuldung Follow...

NETHERLANDS

Updated information that may be helpful for consumers to overcome...

POLAND

Debt counsellingFinancial and Consumer Counselling Offices – free legal aid in...

PORTUGAL

Financial education in Portugal has been provided by private, profit...

Spain

FINANZAS PARA TODOS”: FINANCIAL EDUCATION PLAN OF THE BANK OF...

SWEDEN

Consumer knowledge – materials for consumers and teachers Follow this Link...

Co-Funded by the European Union. Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or EISMEA. Neither the European Union nor the granting authority can be held responsible for them.

DO YOU HAVE TOOLS WHICH YOU WOULD LIKE TO SHARE?

If you have tools for how you work that you would like to share with other debt advice organisations then feel free to contact us, for more details.