Have you experienced a loss in income due to the COVID-19 Pandemic? Follow this LINK, for a quick guide on what you should do and who will be able to help you!

In Germany almost all people who are in danger of becoming over-indebted can receive help from a debt counselor. Counseling can be both personal through phone and online, but due to high demand for help, many debt counseling organisations in Germany have an up to 9 months queue. You can read more Here (link in German). Below you can see a number of organisations, which you can contact, if you need help – visit their website for more information.

• Caritas Debt Advise – They offer face-to-face and online counseling – Website
• German Debt Advise Association – Website

The BAG-SB are currently working on a website for overindebted people that will include information in english as well. It will be online at www.meine-schulden.de from May 2020 on.

Here you can find more information on debts and debt counseling in general, it is a discussion site, with several questions and answers that may help you – Link.

On Sunday, March 22, the chancellor of Germany, Angela Merkel, declared a general contact ban banning gatherings of more than two people in public space and mandating that people should keep distance. Restaurants will be closed immediately. The ban has a period of validity for fourteen days. Read more Here.