Belgium

Observatoire du Crédit et de l’Endettement (OCE) - Prevention of over-indebtedness tools4 Brochures designed to help consumers in Belgium(see https://observatoire-credit.be/fr/actions-prevention )“Mon budget une question d’équilibre” (in English,…

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Spain

FINANZAS PARA TODOS": FINANCIAL EDUCATION PLAN OF THE BANK OF SPAIN AND THE NATIONAL SECURITIES MARKET COMMISSION (CNMV): Launched in 2008 by the CNMV and the Bank…

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Germany

BAG-SB Umbrella organisation of German debt advisors https://www.meine-schulden.de/ Germany/ non-profit advice agency “Geld und Haushalt” of the German Saving Banks Association https://www.geldundhaushalt.de Free guides to financial knowledge:…

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FINLAND

The Guarantees Foundation’s budgeting tool: Penno, Manage Your Money web application video printed booklet Animation videos for immigrants: Benefits and rent.Kela's benefits and rent payment, as well…

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