Croatia
Until 2018, several counseling centers were active at the state level under the auspices of consumer protection associations funded by the Ministry of Economy.Counseling centers had, among…
Until 2018, several counseling centers were active at the state level under the auspices of consumer protection associations funded by the Ministry of Economy.Counseling centers had, among…
Debt counseling in France has traditionally been carried out by social workers (set up by the State - e.g. communal social action centres - or by companies…
Debt advice in Iceland is provided by Debtors‘ Ombudsman. The agency serves the whole of Iceland and all services provided are free of charge. The Debtors' Ombudsman…
In Italy, debt advice to families in over-indebtedness is usually offered by lawyers or consumer associations.An important initiative on debt advice is https://progettoriparto.it/ “Project Riparto”, created by…
Slovak government created a network of 46 Free Debt Advisory sites in 2021/2022 with more than 180 employees providing financial, legal, and psychological counselling to overindebted people.…
In Poland, free debt advice is provided by: Counties (powiaty) – over 1,500 Centers of Free Legal Help (Punkty Nieodpłatnej Pomocy Prawnej); These centers are created to…
State-approved debt counseling in Austria There are 10 state-approved debt counseling centers in Austria. They are represented in all federal states and work free of charge for…
At the national level, the status of debt advice is as follows:(i) Under Regulation 21/1992 on consumer protection, consumer associations can be established as NGO`s. Consumer associations…
Budget and debt counselling Every municipality in Sweden shall provide budget and debt counselling to people in debt according to the Social Services Act [Socialtjänstlagen] Chapter 5,…
Portugal With regard to public provision and that of non-profit organisations, debt counselling in Portugal remains a fragmented and limited system. According to the type of intervention…