The Guarantee Foundation is a non-profit social welfare organization that helps prevent and solve financial and debt problems in Finnish households. We operate nationwide and our services are free of charge.
We offer
- advice by phone and chat
- guarantees for consolidation loans provided by banks
- miniloans for household purchases
- tools for managing finances
- training courses on financial management for volunteers and professionals in organizations and parishes.
In addition, we try to influence legislation and other structures so that they would support people’s efforts to manage their own finances and help them avoid severe debt problems.
Read more about The Guarantee Foundation and development projects that promote financial management and debt arrangements.
Tools for managing finances:
Penno, Manage Your Money
Animation videos for immigrants:
- Benefits and rent.
Kela’s benefits and rent payment, as well as organizations that help in payment difficulties. (Kela, the Social Insurance Institution of Finland, provides social security coverage for Finnish residents and many Finns living abroad through the different stages of their lives.) - Rental Housing
- Bills and contracts
