Save the date: Wednesday 15 March 2023Webinar: Different Approaches in Debt AdviceInvited national experts from Switzerland, Ireland and Croatia will speak on the topic of different approaches…
GermanyThe financial situation of the population in Germany has deteriorated. Twenty-two per cent of people define their financial situation as 'bad' or 'very bad'. This is the…
Debt advice in the Netherlands is legally a task for the local municipalities. The local council must establish a plan for integral debt help for the citizens…
In Greece, debt related advice is provided by stakeholders of both the private and the public sector. However, the lack of a certain and specialized legal framework…
Addressing Personal Debt in Ireland The State-funded Money Advice and Budgeting Service (MABS) is the main source of free, independent advice and support for citizens experiencing over-indebtedness…
A Eurofound research report states 2020 that Malta has a particularly weak tradition of debt advice and that like in Bulgaria, Hungary, Cyprus, in Malta close to…
According to Article 51 of the Constitution of Spain, the public powers will guarantee the defense of consumers and users, through effective procedures, and protecting their safety,…
Very few to none free debt advice services are available to citizens.The Cyprus Consumer Association (CCA) is a non-governmental non-profit organisation which is mainly supported by members’…
Until 2018, several counseling centers were active at the state level under the auspices of consumer protection associations funded by the Ministry of Economy.Counseling centers had, among…
Debt counseling in France has traditionally been carried out by social workers (set up by the State - e.g. communal social action centres - or by companies…