The debtors’ ombudsman has a main goal of providing assistance for individuals facing serious payment difficulties with the aim of obtaining a comprehensive overview of their finances…

The Bundesarbeitsgemeinschaft Schuldnerberatung e.V. (BAG-SB) is a non governmental membership organisation of debt advisors and debt advice companies in Germany. It´s the publisher of the magazine „BAG-SB…

The ASB Schuldnerberatungen GmbH, a limited company, is a private non-profit making organisation (NPO) and the umbrella organisation of all officially acknowledged debt advice services in Austria,…

ADICAE – Association of Users of Banks, Savings Banks and Insurance of Spain, was created in 1988. It currently has delegations in most cities in Spain.  ADICAE has…