The ASB Schuldnerberatungen GmbH, a limited company, is a private non-profit making organisation (NPO) and the umbrella organisation of all officially acknowledged debt advice services in Austria, with an office in Linz and Vienna. The asb acts as an interface between debt advice services and creditors as we

ll as ministries, political decision makers and institutions and research institutes. The main activities are – beside the exchange of information – training of debt advisers, development of quality management, coordination of PR-work and lobbying as well as data collection and research on debt-related matters. Moreover, asb manages the repayments of debtors in legal private bankruptcy proceedings.

Quote: „ASB appreciates that ECDN brings together a quite range of European actors in the fight against over-indebtedness and helps to provide an exchange on financial literacy initiatives in Europe.“