Netherlands
Debt advice in the Netherlands is legally a task for the local municipalities. The local council must establish a plan for integral debt help for the citizens…
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February 16, 2023
Greece
In Greece, debt related advice is provided by stakeholders of both the private and the public sector. However, the lack of a certain and specialized legal framework…
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February 16, 2023
Ireland
Addressing Personal Debt in Ireland The State-funded Money Advice and Budgeting Service (MABS) is the main source of free, independent advice and support for citizens experiencing over-indebtedness…
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February 15, 2023
Malta
A Eurofound research report states 2020 that Malta has a particularly weak tradition of debt advice and that like in Bulgaria, Hungary, Cyprus, in Malta close to…
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February 15, 2023
Spain
According to Article 51 of the Constitution of Spain, the public powers will guarantee the defense of consumers and users, through effective procedures, and protecting their safety,…
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February 8, 2023
Cyprus
Very few to none free debt advice services are available to citizens.The Cyprus Consumer Association (CCA) is a non-governmental non-profit organisation which is mainly supported by members’…
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February 8, 2023
Croatia
Until 2018, several counseling centers were active at the state level under the auspices of consumer protection associations funded by the Ministry of Economy.Counseling centers had, among…
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February 4, 2023
France
Debt counseling in France has traditionally been carried out by social workers (set up by the State - e.g. communal social action centres - or by companies…
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February 4, 2023
Iceland
Debt advice in Iceland is provided by Debtors‘ Ombudsman. The agency serves the whole of Iceland and all services provided are free of charge. The Debtors' Ombudsman…
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February 4, 2023
Italy
In Italy, debt advice to families in over-indebtedness is usually offered by lawyers or consumer associations.An important initiative on debt advice is https://progettoriparto.it/ “Project Riparto”, created by…
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February 4, 2023