Greece
In Greece, debt related advice is provided by stakeholders of both the private and the public sector. However, the lack of a certain and specialized legal framework…
In Greece, debt related advice is provided by stakeholders of both the private and the public sector. However, the lack of a certain and specialized legal framework…
Addressing Personal Debt in Ireland The State-funded Money Advice and Budgeting Service (MABS) is the main source of free, independent advice and support for citizens experiencing over-indebtedness…
A Eurofound research report states 2020 that Malta has a particularly weak tradition of debt advice and that like in Bulgaria, Hungary, Cyprus, in Malta close to…
According to Article 51 of the Constitution of Spain, the public powers will guarantee the defense of consumers and users, through effective procedures, and protecting their safety,…
Very few to none free debt advice services are available to citizens.The Cyprus Consumer Association (CCA) is a non-governmental non-profit organisation which is mainly supported by members’…
Until 2018, several counseling centers were active at the state level under the auspices of consumer protection associations funded by the Ministry of Economy.Counseling centers had, among…
Debt counseling in France has traditionally been carried out by social workers (set up by the State - e.g. communal social action centres - or by companies…
Debt advice in Iceland is provided by Debtors‘ Ombudsman. The agency serves the whole of Iceland and all services provided are free of charge. The Debtors' Ombudsman…
In Italy, debt advice to families in over-indebtedness is usually offered by lawyers or consumer associations.An important initiative on debt advice is https://progettoriparto.it/ “Project Riparto”, created by…
Slovak government created a network of 46 Free Debt Advisory sites in 2021/2022 with more than 180 employees providing financial, legal, and psychological counselling to overindebted people.…