We are currently working hard on the EU Call for Tender called “Actions to extend the Availability and Improve the Quality of Debt-advice Services for European House-holds” – between Dec. 20th and Jan. 1st there have been several phone-meetings coordinating our effort in the project. January 6 our president, Sandy Madar, went to Brussels to meet with Finance Watch and MABS we had two great and very productive days. After this Sandy went straight back to Denmark before leaving for Romania and HelpDebit on January 8th whom we hope will be one of the countries to participate in the Tender.