I am truly honored and delighted to have been re-elected as President of ECDN until 2030 at the General Assembly in Strasbourg.

Over the next four years, I will continue to dedicate my efforts to advancing social justice, strengthening financial inclusion, improving debt advisory services, and supporting the scientific analysis of over-indebtedness—building on the work we have carried out together in recent years. These priorities remain central to our shared mission and increasingly relevant in today’s economic context.

I am especially pleased to continue this journey alongside our re-elected Management Committee: Pauline Dujardin (Cresus), Gwen Harris (MABS), Kazimierz Janiak (SKEF), Joeri Eijzenbach (NVVK), and Juha Pantzar (Takuu-Saatio).

Now is the time to act. I invite colleagues, partners, policymakers, and practitioners across Europe to join us in strengthening support systems for people facing over-indebtedness. Let’s work together to ensure that no one is left behind.

Thank you for your trust and continued support.