To fight Over-indebtedness, we need knowledge about both problems and solutions! If you have knowledge about over-indebtedness and how to fight it, e.g. if your organization or you yourself have written reports and/or academic papers, then feel free to share them with us by contacting us.

All research is important for us to ensure that we have all available knowledge and thus ensuring that everything we do and recommend is based on undisputed facts. Below you can find research articles made by our own members and other people in the field.

Debt regulation

Dr. Dieter Korczak, Amnesty of Debts: Amicable agreement and statutory solution Synthesis Report. Peer Review in the field of social inclusion policies, The Netherlands 2006


Dr. Dieter Korczak, Überschuldung in Deutschland zwischen 1988 und 1999. Schriftenreihe Band 198. Bundesministerium für Familie, Senioren, Frauen und Jugend, Stuttgart 2001

Financial education

Dr. Dieter Korczak, Münchner Schuldenprävention für Kinder und Jugendliche. Evaluationsergebnisse aus fünf Jahren wissenschaftlicher Begleitforschung des Präventionsprojektes Cashless. München 2010

Beata Swiecka, Aleksandra Grzesiuk, Dieter Korczak, Olga Wyszkowska-Kaniewska, Financial Literacy and Financial Education. Theory and Survey. De Gruyter Oldenbourg: Berlin/Boston 2019

Debt advice

Dr. Dieter Korczak, the Money Advice and Budgeting Service Ireland (MABS). A service to help people with financial problems and to tackle over-indebtedness. Synthesis Report. Peer Review in the field of social inclusion policies. Irland 2004

Reference Budgets

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GP Forschungsgruppe/ ULD Schleswig-Holstein, Scoring nach der Datenschutznovelle 2009 und neue Entwicklungen, Kiel, München 2014


If you  have research articles, both new and old, which you want us to share here, then please contact us by following this Link. You can also contact us, if you know of other research, which is not done by you, but which is relevant to any of the categories above.