Virtual Money and Cashless Society: A Risk for Over-Indebtedness?
Start: 12:00 o’clock
12:00-13:00 Registration
13:15 Opening by ECDN President
13:30 Welcome address by Bratislava Representative
13:45- 14:15 Cashless society: Pro’s and Con’s
  Beata Swiecka, Head of the Institute of personal and behavioral finance, University of Szczecin
14:15-14:45 The Swedish experiences with virtual payment
Christina Rehnberg, National Coordinator for basic payment services at the County Administration Board Dalama
14:45-15:15 Coffee Break
15:15-16:00 World café: Risks and chances of a cashless society
16:00-17:00 Plenum: Effects of cashless society on debt advice
17:00-17:15 Break
17:15-19:00 General Assembly
19:00 International exhibition of food
Professionalization of Debt Advice – Factors for Success
9:30 Registration
10:00 Speech by Vice-President EU Parliament Mr. Czarnecki
10:20-11:00 Status of debt advice in UK
Caroline Sarkiewicz, Head of UK Debt Advice Services
11:00-11:30  The personal approach –Designing for a better decision making
Sille Krukow, Founder & Chief Behavioral Designer
11:30-12:00  The Slovakian Experience with debt advice
Anna Galovicova,Chairman of Slovakian Antipoverty Network
12:00-13:00 Lunch
13:00-15:00 Good practice examples from different European countries

  • Germany/ Austria/ Switzerland
  • Benelux
  • Nordic countries
  • UK / Ireland
  • Portugal/ Spain
  • Poland/ Czech republic/ Slovakia/ Bulgaria
  • Greece/ Italy / Malta

15:00-15:30 Coffee Break
15:30-17:00 World Café: Factors for success

  • Educational background of advisers
  • Ways of certification
  • Content of training
  • Integration into national and international associations
  • Paid or unpaid offer
  • Financial support by church, welfare organization, municipality, state, bank
  • Face-to-face, online or telephone advice

17:00 Summary: Key findings and Definition of Success factors
18:00 End of conference